Terms of Service

1. Acceptance

By using the StockMyWealth app or website you agree to these Terms. If you do not agree, do not use the service.

2. Service status

StockMyWealth is a live product that continues to evolve. That means, plainly:

• Features may change, break or be withdrawn without notice, and data you create may be reset between releases.
• Parts of the product are new. Defects that affect simulation, risk calculations, placement, or records are possible.
• Access can be suspended for abuse, risk, or operational reasons.
• You should not rely on the app as your only record of live trades. Your broker’s own statements remain authoritative.

3. What the service does

• Scan. When you run a scan, it checks your watchlist against rules you saved — currently the Golden Cross and MTFA Positional platform templates, plus any strategies you build on the web desk. Scans run only when you start them. Nothing runs overnight or on a fixed schedule.
• Review. Context around a scan match: the strategy you saved, higher timeframe context, and measured past behaviour of a strategy on historical data. This is information, not a verdict, and it does not approve or block anything.
• Strategies. On the web desk you can build, backtest, and version your own rules. Free includes five backtests per day; Pro includes unlimited backtest. User-authored strategies can be used for paper scanning and testing. Live use of user-authored strategies is currently restricted. Strategies never place unattended — you Approve.
• Risk rules. Position sizing derived from your risk-per-trade choice (1% or 2% of your capital) and your stop distance, plus a cap on total open risk (6% of capital) and on any single stock (50% of capital), and discipline checks.
• Approve / TAP. Paper Approve creates a simulated trade. Live Approve, only where product, broker and eligibility allow it, authorizes sending that approved ticket to your broker. Pro does not automatically enable live trading.

We do not manage your money, hold your funds, place unattended or automated trades, or guarantee any outcome.

4. Past performance

The app may show how a strategy behaved on historical data. Backtests are reconstructions, not results: they assume fills that may not have been available, exclude companies that left an index, and cannot reproduce the cost and slippage of a real order. Past behaviour does not predict future results. A strategy that was profitable over ten years can lose money for months at a time, and some of ours have.

Product screenshots on the website and in the app show the actual StockMyWealth interface. They are not investment advice, recommendations, or guarantees of performance. Any numbers or activity shown in screenshots or in your account are not typical or assured results. Marketing images may include labels from the workspace session used to capture them (for example a display name or email in the desk sidebar). Those labels are not yours unless you are signed in to your own account.

5. Your broker account

• You connect your broker yourself, through the broker’s own login. The relationship, the funds and the regulatory obligations are between you and your broker.
• An enabled broker connection supports sync and, after your Approve on Pro where broker execution is enabled, sending the approved ticket. Sync alone never places an order. StockMyWealth is not a broker and does not hold your funds.
• Stops shown for paper trades are simulations. They are not protective orders at your broker and do not guarantee any real-market exit price.
• You are responsible for your own taxes, margin, and compliance with your broker’s terms.

6. Eligibility

• You must be 18 or older.
• You must be legally permitted to trade Indian equities.
• You are responsible for complying with applicable law.

7. Plans & payments

• Free: paper trading, three rule-hit alerts per week, the web desk (including Strategies with five backtests per day and Strategy Lab browse-only), and basic journal.
• Pro: unlimited rule-hit alerts, unlimited backtest, Strategy Lab editing, CSV export on web, broker connect where enabled, journal extras, and your trade analytics. Prices are as shown in the app or on this site.
• Subscriptions are billed through the payment provider shown at checkout. Public App Store and Play Store listings are not available yet.
• Cancel any time; access continues to the end of the paid period.
• Fees are for access to the software. They are not a fee for advice and do not depend on your trading outcomes.

8. Your responsibility

• You decide whether to approve or ignore each setup.
• Check the simulated order on the review screen before approving, then verify it in Paper holdings.
• Keep your credentials to yourself; do not share your account.

9. Prohibited use

• Market manipulation or any illegal activity.
• Sharing account credentials or reselling access.
• Automating or scraping the service beyond what the app itself does.
• Reverse-engineering beyond what applicable law permits.

10. Availability

The service depends on third parties — brokers, exchanges, market data and hosting — and can be unavailable or delayed. We do not promise uninterrupted service, and an outage during market hours is possible.

11. Liability

To the maximum extent permitted by law, StockMyWealth is not liable for trading losses, missed trades, or indirect or consequential damages arising from use of the service. Nothing in these Terms excludes liability that cannot be excluded by law.

12. Changes

We may update these Terms. Material changes will be notified in the app or by email, and the date above will change.

13. Governing law

These Terms are governed by the laws of India, and the courts of India have jurisdiction.

14. Contact

support@stockmywealth.com